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For years, mortgage lenders and consumers have depended on West Valley Appraisal Services to provide high-quality value estimates on all sorts of real estate in Maricopa County. By continuously keeping up with local real estate trends and refreshing our knowledge regarding valuation techniques through accredited courses, we've been consistently able to generate reliable home valuations for people just like you.

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How do we do more in less time and keep our fees reasonable without cutting corners on quality? Our reply is simple: Technology.  And above everything, we keep in mind the importance of personalized customer service.  You'll be shown the utmost respect in all aspects of working and communicating with West Valley Appraisal Services.  It all adds up to an unsurpassed experience for our clients. We have 26 years experience, let us prove to you why we're different. Call or Text 602.717.8450 today for a quote. Veteran / Military Discounts!!

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The Mortgage Reports:
Mortgage Rates Close Enough to Unchanged Over The Weekend
5/20/2024 2:22 PM
Mortgage rates moved modestly higher on the two days at the end of last week.  This put an end to a decent winning streak that had been in place since the beginning of the month, but it stopped well short of undoing much of the progress.  Technically, today"s average mortgage rates are higher for a third straight business day, but most p...Read More
Mortgage Rates Continue Higher For 2nd Straight Day
5/17/2024 2:11 PM
Mortgage rates have had a great month of May so far with almost every day being a winner up until yesterday and today.  Even then, the 2 day losing streak began from the lowest levels in just over 5 weeks.  Perhaps more importantly, apart from the past 2 days, today"s rates would still be the lowest in more than a month. In other words, ...Read More
Mortgage Rates Start Sideways But Move Higher in The Afternoon
5/16/2024 3:18 PM
On the average day in the mortgage market, the average lender will offer the same mortgage rate terms for the entire day.  It"s only when the underlying bond market moves enough that lenders will make mid-day adjustments.  Today was one of those days and it involved a reprice to slightly higher levels. For now, this is still fairly incon...Read More
Mortgage Rates Back Under 7% After Inflation Data
5/15/2024 1:28 PM
If it feels like we"ve been harping on the prospects for rate volatility in response to today"s inflation data for several weeks (and we have), today is why.  The Consumer Price Index (CPI) is the biggest reliable source of momentum for interest rates when it comes to scheduled data--big enough that the results can come in right in line with f...Read More
Another "Nice" Day For Rates, But Tomorrow is The Real Story
5/14/2024 3:31 PM
We"ve been waiting for tomorrow since April 10th.  That"s the last time the Consumer Price Index (CPI) was released.  This is one of the two official consumer-focused inflation indices in the U.S. and it comes out 2 weeks before the also important PCE price index.  With inflation being the top concern for interest rates these days, t...Read More
Mortgage Rates Inch to New 1-Month Lows
5/13/2024 3:24 PM
Last Thursday, mortgage rates merely had to hold steady in order to hit 1-month lows.  In other words, Wednesday"s rates were low enough to earn that distinction, but it technically hadn"t been a full month since rates were decisively lower.   All that to say, not much has changed since last week when it comes to mortgage rates, but...Read More
The Upcoming Week Will Be Significantly More Volatile
5/10/2024 3:24 PM
In general, you should be skeptical any time someone says a future week will be more volatile. There"s really no way to know such things in advance, but this time is an exception. While we can"t have any idea which  direction rates will move next week, we can be sure that we"ll see more volatility.  Part of the reason is that the outgoi...Read More
Mortgage Rates Technically at Lowest Levels in a Month
5/9/2024 3:45 PM
The most prevalently quoted conventional 30yr fixed rates are at the lowest levels in a month as of today, but there are a few "yeah buts" that make that achievement look a bit less lofty.  The first is that the rates seen on any day this week would have qualified for the same distinction if they"d remained intact today.  Reason being: t...Read More
Mortgage Rate Winning Streak Ends Gently
5/8/2024 3:47 PM
Yesterday, we took a look at the recent winning streak for mortgage rates.  Specifically, they had moved lower for 5 straight days--a feat only achieved two other times this year.  While there have been streaks more than twice as long, the odds of a pull-back start increasing pretty quickly at the 5 day mark and today provided fresh evide...Read More
Mortgage Rates Just a Bit Lower as Winning Streak Hits 5 Days
5/7/2024 2:58 PM
There have been 3 winning streaks for mortgage rates in 2024 where the average rate has moved lower for at least 5 days and where the conventional 30yr fixed rate has fallen by more than 0.25%.  Before today, there were only two.   The present example didn"t receive a notable boost from its 5th consecutive day of improvement, and th...Read More